Planning for the Future

While it may feel overwhelming to think about the future, proactive planning ensures crucial support and resources for your loved one. It’s always better to be prepared for future needs than wish you had started sooner. It’s never too early to start.

Legal and Financial Planning

Protecting your loved one’s future through proper legal and financial structures
Special Needs Trust
Protects assets while maintaining eligibility for government benefits
Guardianship vs. Supported Decision Making
Understanding different levels of legal support and decision-making assistance
Tax-advantaged savings accounts for disability-related expenses
Tax-advantaged savings accounts for disability-related expenses
Life Insurance
Ensuring financial security for ongoing care needs
Housing and Living Arrangements
Planning for independent or supported living options as your loved one ages
Independent Living Skills
Teaching daily living skills for maximum independence
Supported Living Options
Group homes, assisted living, and community-based supports
Home Modifications
Adapting your current home for long-term accessibility and safety
Transition Planning
Gradual steps toward more independent living arrangements
Employment and Day Programs
Exploring meaningful work and activity options for adult life.
Vocational Rehabilitation
State services to help develop job skills and find employment
Supported Employment
Job coaching and workplace supports for competitive employment
Day Programs
Structured activities and skill-building for those not in traditional employment
Volunteer Opportunities
Meaningful community involvement and skill development

Healthcare Transition

Ensuring continuity of care as your loved one transitions from pediatric to adult healthcare. 

Adult Healthcare Providers
Finding doctors experienced with adult autism care
Healthcare Advocacy
Teaching self-advocacy skills and ensuring proper support
Emergency Planning
Preparing for medical emergencies and hospital stays

Understanding Medicaid Waivers

Medicaid waivers provide crucial funding for long-term services and supports. These programs vary by state, but here are common types to research in your area:
Home and Community-Based Services (HCBS) Waiver
Provides services to help individuals live in their community rather than institutions
Typical Services:
Developmental Disabilities Waiver
Specifically for individuals with developmental disabilities including autism
Typical Services:
Adult Autism Waiver
Some states offer autism-specific waivers for adults
Typical Services:

Important Considerations for Families

Many individuals with autism can live fulfilling, independent lives with appropriate supports. However, some may need ongoing assistance with daily living, safety, or decision-making. Planning for this possibility ensures they'll have the resources and support network they need, even after you're no longer able to provide care.

Include siblings in age-appropriate discussions about future planning. Help them understand their role (if any) in their sibling's future care, but don't assume they'll take on caregiving responsibilities. Consider their own life goals and plan appropriately. 

It's never too early to start planning, but transition planning typically becomes more formal around age 14-16. However, teaching independence skills and exploring interests should begin much earlier. Financial and legal planning can start at any time and should be reviewed regularly.

Flexibility is key in future planning. Regular reviews and updates to plans ensure they remain relevant as your loved one grows and their needs evolve. Build in options for different levels of support and be prepared to adjust as circumstances change.